Competitive Rates

Multiple Lenders

Fast Approvals

Get behind the wheel faster with Perth's trusted car finance team. We've got competitive rates and same-day decisions waiting for you. Apply now and let's get you on the road.

  • Pre-approval within 5 minutes
  • Over 30 lenders compared in seconds
  • Real-time interest rates
  • Easy to use
  • Safe & Risk-Free process
  • You make the final decision

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Need help with Car Finance in Perth?

We specialise in helping you finding the right loan

Tailored to your needs, with competitive terms and trusted lenders

  • Car Loans

  • Personal Loans

  • Bike Loans

  • Caravan Loans

From Application to Approval: Easy Steps to Car Finance

Apply online and get approved the same day!

Apply Online

Apply online or by phone and provide us with your supporting documents.

Loan Options Assessed

We’ll guide you toward a competitive loan tailored to your goals.

Select Vehicle and Drive Away

Select your vehicle and get ready to drive! Our optional car locating service can help you find the right vehicle.

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Lending Partners

Get access to a wider range of lenders in Perth. We make it easy to find the perfect loan for your next car purchase.

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Why Choose Auto Asset Finance WA?

We're proud to be Perth's leading auto finance provider, offering you competitive interest rates and flexible loan terms that make your dream car more affordable. Whether you're looking for a new or used vehicle, we'll help you secure the perfect financing solution with our same-day approval process. You'll benefit from our extensive network of dealership partnerships throughout Western Australia, giving you more options to find your ideal vehicle. Our comprehensive insurance and warranty packages come bundled with our financing solutions, providing you complete peace of mind. With our trustworthy service, efficient processes, and affordable rates, we're committed to making your car financing journey as smooth as possible, ensuring you drive away satisfied with both your vehicle and your loan terms.

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Frequently Asked Questions

Can I apply for finance?

You can apply for finance if you are over 18 and have regular income.

Do you accept Students and Pensions?

Yes there are cases where you can still get finance depending on your circumstances.

How long does it take to get approved for a car loan?

We pride ourselves on our quick approval process. For qualified borrowers, we can provide same-day decisions. Once approved, funds are typically available within 24-48 hours, allowing you to drive away in your new car sooner.

What if I have a bad credit rating?

You still may be able to get finance. It's best you apply and our finance team will assist you.

Do you do a credit check when I apply?

No. A credit check is only performed if you meet the criteria for finance and you agree to proceed after we have spoken to you.

What documentation do we need to apply for a car loan?

You'll need to provide: proof of identity (driver's license or passport), proof of income (recent payslips or tax returns), proof of residence (utility bills or lease agreement), and details about the vehicle you're planning to purchase. If you're self-employed, we may require additional documentation.

Can we get a car loan for a used vehicle?

Yes! We provide financing options for both new and used vehicles. For used cars, they typically need to be less than 10 years old at the end of the loan term, but we're happy to discuss specific cases with you.

What's the minimum deposit required for a car loan?

While we can offer loans with no deposit in some cases, we generally recommend a deposit of at least 10% of the vehicle's value. A larger deposit usually means better interest rates and lower monthly repayments. We'll help you understand the best deposit option for your circumstances.

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